How Your Credit Score Affects Loan Approval!
If you’ve ever applied for a mortgage, car loan, or even a simple credit card, you already know one thing: your credit score is the key that either opens the door—or quietly closes it.Yet many people don’t fully understand how lenders use this number, what makes a “good” score, or how even a small change can save (or cost) thousands of dollars over the lifetime of a loan.In today’s issue, we break down exactly how your credit score affects loan approval, mortgage rates, and long-term financial health. This guide is especially important if you're preparing to buy a home in 2026, refinancing, or planning a major purchase in the next 12–18 months.Let’s get started.